Frequently Asked Questions
Answers To The Most Common BootCamp Questions
Do I need to be Certified to be a flood adjuster?
Knowing the difference between Authorized or Certified in the adjuster world can make a difference in how you can operate & the things you can or cannot do. Many misunderstand how the flood adjuster classifications work & it's our goal to make that clear for you here in this article.
Do I Qualify for the Texas License?
For residents of a state that does not grant an adjuster license, the Texas license is ideally suited for those individuals. That’s what makes the Texas license the most sought-after license in the adjuster business. If you are a resident of the following states, the Texas license is the best for you!
Colorado
Illinois
Iowa
Kansas
Maryland
Massachusetts
Missouri
Nebraska
New Jersey
North Dakota
Ohio
Pennsylvania
South Dakota
Tennessee
Texas
Virginia
Washington D.C.
Wisconsin
IMPORTANT: It is your responsibility to know your “HOME STATE” license requirements. If your state requires an adjuster license, you must pass their requirements! THERE IS NO REFUND FOR YOUR FAILURE TO UNDERSTAND THE LAW! The Texas All-Lines license is also valid for Automobile adjusting.
Do I need to take Xactimate training?
Xactware tools are the #1 tool used in all facets of adjusting. Knowing the system like the back of your hand makes you a marketable adjuster.
Does this Bootcamp replace the NFIP Certification Class?
NO! Not at this time. The founder has applied to NFIP for approval and waiting for a response.
Where can I take the Annual NFIP Certification Class?
Check the latest NFIP Adjuster Claims Presentation Schedule for Dates, Cities, and Registration information.
How does the Bootcamp compared to the IA Firm’s flood class.
The founder has attended many of the IA Firm classes (RJMW, Colonial, Pilot-PFM and Allstate, Jackson, All-Season Adjusting, Worley) and there was no practical in-field training. Most of those classes are attended by large numbers of adjusters. This BootCamp is limited to no more than twenty adjusters where personal attention is provided and the instructor is committed to assisting the adjuster with understanding what is required for a Complete Claims Package for as long as the adjuster is committed to attending a scheduled Bootcamp.
Can a prior paid BC adjuster attend another Bootcamp?
Prior BC adjuster can only attend based upon what BC they have paid for in the past and is subject to an open seat.
If a seat is open, alumni of any in-person BC can attend FREE. There will be additional cost for any required or updated materials for the BC.
If a seat is open, alumni of the ONLINE BC will be required to pay the difference between the ONLINE and IN-PERSON ($499). There will be additional cost for any required or updated materials for the BC.
Lodging, meals and transportation are not included. There is an RV camp ground in Chanute KS; cost is $10.00 a day.
To receive revised and printed “Steps to Work an NFIP Flood Claim” $75.00.
To receive CE credits there is an admin fee of $50.00 per BC.
You must TEXT 816-933-5663 or email info@topendadjustertraining.com to confirm an open seat and the coupon code for the ONLINE attendee.
Where do you suggest I stay during the 5 day bootcamp?
For bootcamps in Chanute, KS find lodging info here:
For bootcamps in Indianapolis,IN find lodging info here:
Is there locations for RV camp-sites for the Bootcamps?
We try to take that into consideration when scheduling Bootcamps. Please send an email if you are in need a site.
Copy and Paste:
Please reserve a RV stop for BC location __________ and start date MM/DD/YYYY.
Coach - size, tow vehicle
Fifth Wheel - size
Travel Trailer - size
AMP 30 or 50
Can the class be held in a different city other than on the website?
Yes! There could be additional charges for cities that are not on our regular schedule. We must take into consideration classroom and instructor travel expenses. However, if you have a classroom this will reduce the cost.
If you send us an email with additional information indicating number of possible attendees and location we can calculate the additional cost.
Copy and Paste:
We are interested in having your come to ________.
We will have this number of guaranteed attendees, ____.
The is the training we are requesting_____.
This is the dates we are considering________.
Will this BootCamp guarantee the adjuster deployment?
No.
However, there is a shortage of adjuster in general and especially flood adjusters in the industry.
If you have attended any of the Top End Adjuster Training courses, you are placed in a higher priority list with Bullseye Adjusting & Associates LLC.
To apply for their roster as a daily , CAT, Desk adjuster or file reviewer click below for immediate access to the application.
Is there a guarantee of a return on my investment in this Bootcamp?
Yes!
If there is a catastrophic flood loss event, your investment is guaranteed by the founder of this Bootcamp; detailed terms are provided on the last day of the Bootcamp.
How much money can an adjuster make?
That depends upon several things:
1) Knowledge
2) Time of Deployment
3) Attitude.
Knowledge is the adjuster’s most powerful tool. Attending the Boot Camp equips you to take on losses you are certified to handle.
There are many adjusters who think they are flood adjusters that have left the deployment after a few days or weeks because of all the demands and lack of knowledge. (That is why this is called a Boot Camp!)
The demands of working flood losses require staying until the work is completed, therefore you must commit the time needed. When the days become long, your team lead is demanding and the insured is calling, your attitude can become your asset or liability forcing you to realize that “if it is going to be, it is up to me!” As for the specific question, “How much money can an adjuster make?” Hurricane Harvey adjusters have made $20K to $500K. Those adjusters who made the BIG BUCKS were knowledgeable, stayed at least two months and had a very positive ATTITUDE.
Who sets the fee schedule for pay?
Fee schedules are client specific and based upon claim type.
P & C fee schedule are different than NFIP flood fee schedule.
While P & C fee schedule are generally based upon two methods: full assignments and task assignments. As an adjuster you should receive an agreement from the adjusting firm that would include the fee schedule, fix or percentage of fee schedule you will receive and the pay period schedule based upon CLOSED CLAIMS.
NFIP Flood Fee Schedule.
The fee schedule is set by Congress since NFIP Flood Insurance is a law. It requires the Act of Congress to change the fee schedule. There are times when the schedule will be change based upon the events taking place. Payment is not made until the adjuster has submitted all paperwork including the SIGNED PROOF OF LOSS.
Key factors that affect adjusters pay:
Knowledge
Years of Experience; Adjuster, General Adjuster, Executive General Adjuster
Type of claims processed
adjuster Attitude
and if you provide your own E & O insurance.
Does the flood adjuster get paid as a 1099 or W-2 employee?
This is a complexed decision you must make as an individual rather you will work as a W-2 employee or a 1099 contractor.
As a W-2 employee the deductions for an adjuster are restricted by the rules outline by the IRS. Consult your tax advisor to know how to handle your tax issues and concerns.
As a 1099 there are multiple options that you have; sole-proprietor, LLC , LLP or INC. The choice you make is based upon the risk you chose to take. As a sole-proprietor you as an individual are assuming all risk if something were to go wrong. With an LLC, LLP or INC the risk is taken on by the business and creates a vail as long as you follow the rules of the entity. Along this these options, there are greater tax advantages that can/could flow over to you as an individual. Consult your tax advisor to know how to handle your tax issues and concerns.