How To Get Insurance Claim Adjuster Certification?

Flood Adjuster: Am I Certified or Authorized?
NFIP Claims Manual 2020
Types of Insurance Claims Adjusters
Insurance Claims Adjuster Certification

Insurance Claims Adjuster Certification

How To Get Insurance Claim Adjuster Certification?

As long as there are insurance claims filed by policyholders there will be a demand for claim adjusters. How to get insurance claim adjuster certification is like choosing what university or trade school you want to attend. Some people chose a name regardless of the cost, others consider location or reputation.

Claim adjuster certification is not something you get and become a lifetime member. Adjusters often seek to obtain state licenses for those states where required, while some states do not require adjuster licenses and think they are certified. There are three covenanted states where most licenses are sought: Florida, Indiana and Texas. These three states licenses will reciprocate with most states. This means if your home state does not require adjuster licenses, you can obtain a “designated home state” license with one of the three states and use it when applying for adjuster licenses in other states. California and New York require any adjuster working claims in their state to take and pass their test. Each adjuster must meet the continuing education credits for their home state prior to the license renewal. Failure to meet the state’s requirements will result in a forfeiture and could be costly to get them reinstated. Therefore, the lifetime membership is only as effective as the claim adjuster’s ability to manage the requirements to keep their claim adjuster licenses.

There is more than a state license in obtaining a claim adjuster certification. Bullseye Training and NFIP Flood Boot Camp provides a flood certification designation. Based upon the level of authorization by National Flood Insurance Program (NFIP) Bureau and Statistical Agent the claim adjuster can receive a One to Five Star General Flood Adjuster Certification. The fact is, a flood adjuster is not required to have a state license to adjust a NFIP flood claim since it is federal; however, it is recommended as the adjuster could receive other combo wind/flood claim assignments

Claim adjuster certification through Bullseye Training and NFIP Flood Boot Camp is not a collection of paper certificates but a training that equips adjusters to be ready to deliver Excellence in Claims Experience. Requiring five days of boot camp training, problem solving, testing knowledge, completing timed assignments with real pressure to perform is what makes the adjuster certified.

How To Get Claims Adjuster Certification In the USA?

In the USA, there is a huge demand in the claim adjuster because claims will remain steady but there are large generations of adjusters who are retiring out of the industry. How to get claims adjuster certification in the USA? If you want to know the answer to this question, you have to read the manuscript. Similar to other fields, the claim adjuster is also having some eligibility criteria and requirements. If you are found with such requirements, you can start your career with a claim adjuster. 

Claims adjuster certification

The following are some of the tips that should be followed if you want to become a claim adjuster. 

Complete your education

In order to become a claim adjuster, you have to complete your education. You must hold a high school diploma or GED equivalent courses to become a claim adjuster. Some candidates are holding an associate’s and bachelor’s degrees in order to start their career as the claim adjuster. But these bachelor’s and associate’s degrees are not required for the claim adjuster licensing. Without these degrees, you are able to get certified as the claim adjuster. In addition to education, you should also have soft skills knowledge. 

Determine your insurance adjuster career

There are a few different routes available in order to become a claim adjuster. They are staff adjuster, independent adjuster, and public adjuster. The staff adjuster will work full time for one of the insurance adjuster firms, the independent adjuster will handle claims for multiple firms and the public adjuster is paid directly by the policyholder. If you are a staff adjuster, in addition to a salary, you will get benefits like pension, life, and health insurance policy. An independent adjuster will work as a contractor for multiple firms and they are the ones on the ground after major weather events and emergencies. And the public insurance adjusters work behalf of the policyholders directly and they will file a claim if a proposed settlement from an insurer is seen as unfit. 

Complete an insurance licensing course and exam

Once after you select your stream of claim adjuster, you have to complete an insurance licensing course and exam. This training course will test your knowledge of the estimation speed, efficiency, and many more. It is quite common that people will usually prefer the claim adjuster, who is certified with an insurance license. So get the training for insurance licensing and avail the certification from them. 

Maintain License

There are some states in the USA that likely require continuing education credits for adjuster license renewal. You can obtain continuing education credits from live or online courses. In addition to this, you can also obtain CE from employer-provided training sessions, or by publishing articles or by giving any lectures related to the insurance claims industry. You have to check with your state, to find out what CE is required and how you can fill the requirements of CE in your state. 

If you are following these four steps, you will become the best claim adjuster. To develop your career as a claim adjuster and become an expert in the insurance claiming industry.